RV Warranty Coverage: Is it Worth the Added Cost?

An RV warranty may seem like just one more expense after you have made one of the biggest investments in your life by purchasing a new or used RV. So, why should you spend the extra money and buy coverage that you may never need? While a new RV will come with a manufacturer's warranty, this RV warranty usually only lasts for 3 years at the most (although some offer a drive train warranty that is longer.) Once the RV warranty is expired, you will be responsible for the cost of all repairs. Don't confuse the warranty with the insurance coverage which only covers your RV in the event of an accident or theft. To find out which RV warranty is best for your needs, research carefully to find out what the warranty covers and how much it will cost.

A recreational vehicle warranty, which is also called an extended service contract usually covers most of the mechanical components and may also have additional coverage which covers the appliances and some other expenses related to the repairs as well.

You can lower the cost of your RV warranty by getting a higher deductible, but don't make the deductible so high that it would be difficult or impossible for you to cover it. Shop around for a warranty, because the warranty the dealer offers may or may not be the best price. Just make sure that you match the level of coverage when you compare costs of different warranties.

Warranty or service contract coverage can have "riders" or additional coverage that you may have to pay extra for including rental car coverage, food and lodging reimbursement, lock out assistance, entertainment and appliance coverage and slide out coverage. Find out which of these items your manufacturer's policy already covers so you don't pay twice for coverage.